Good morning, Morristown.

A new report from consumeraffairs.com shows that New Jersey ranks 20th among 50 states today, with strong health care and education offset by low affordability and median home values estimated between $563,000 and $580,000 (Zillow).

Gas prices in New Jersey rose by 3 cents overnight to $3.89 per gallon, a bit above the national average of $3.84, and experts warn fuel costs may rise if a ceasefire unravels.

A new WalletHub study finds New Jersey residents spend one of the smallest shares on health insurance, with an average premium of $538 representing 6.23% of median household income — ranking the state sixth for lower financial burden.

County Commissioners approved nearly $5 million in Historic Preservation Trust Fund grants to support 35 projects in 20 towns; about 86% funds construction and the remainder cover preservation planning, including Camp Jefferson and the First Presbyterian Church of Hanover for senior programming.

In June, New Jersey’s home inventory grew as nearly all North Jersey counties recorded more active listings and increased price cuts, and median prices dipped slightly, according to Realtor.com data.

If a fallen tree from recent storms damaged property, the owner of the affected land was responsible for repairs unless poor upkeep made the tree owner negligent.

Experts advise residents to document damage with photos (and contact professionals if needed).